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Locations and Phone

Oakdale Office

608.372.3939 or
888.242.8115 - Toll Free

Mauston Office

608.847.6364

Reedsburg Office

608.524.5885

Share Draft Accounts

Member Share Draft (Checking) Account

Draft Accounts are a simple way to access your funds, and our draft accounts are simple and straightforward with no fees & no minimums.

  • No minimum balance required to open
  • Must maintain a minimum daily balance of $500 to obtain the annual percentage yield (not required)
  • Dividends are calculated by the daily balance method and are paid quarterly
  • Free overdraft protection with another OCU account
  • No monthly service fee
  • FREE VISA debit card to qualified applicants
  • NCUA insured

First Insured Account

Save faster by earning a higher rate of return while still having access to your funds.

  • $2500 minimum balance required to open account
  • Limit of 3 transactions per month
  • Maintains a higher annual percentage yield than a regular share draft account
  • Dividends are calculated by the daily balance method and are paid monthly
  • Free overdraft protection with another OCU account
  • $250 minimum withdrawals
  • $10 fee if account falls below $2500 minimum balance
  • $10 fee for each transaction in excess of 3 each month
  • NCUA insured